Insurance Claim Blog | Lawyers & Adjusters Insights

October 21, 2026

by Nicholle Stacey in Uncategorized

What Happens After You Hire a Public Insurance Claims Adjuster: Your Claim, Step by Step

The insurer’s adjuster walked through your house after the October windstorm, and now you’re waiting on a number from the adjuster. But did you know you can hire your own? A public insurance claims adjuster is a licensed professional you bring in to quantify your losses and take over the paperwork and the phone calls […]

Image showing a greenspace with a wildfire and heavy smoke.

August 26, 2026

by Nicholle Stacey in Uncategorized

BC’s Wildfire Seasons Keep Getting Worse. Here’s What That Means for Your Property Damage Claim.

BC’s wildfire seasons have been getting worse for years, and this one is no exception. British Columbia declared a provincial state of emergency on August 8, after the Bald Range wildfire tore through the Summerland area, leaving more than 20,000 people out of their homes across the province. The severity of the situation urges this emergency […]

An image showing a BC forest burning during a wildfire.

August 4, 2026

by Nicholle Stacey in Uncategorized

Your House Burned. Here’s What Your Fire Insurance Claim Is Supposed to Pay For.

Some wildfire claims start with smoke damage to a house that’s still standing. This one starts differently: a wall is gone, part of the roof is gone, maybe a whole floor is gone. The fire reached the structure. Nobody is arguing about whether this counts as a loss. The argument is about the number. What […]

June 2, 2026

by Nicholle Stacey in Uncategorized

Public Adjuster vs Insurance Lawyer in BC: Who Do You Need?

A pipe breaks overnight and you wake up to a flooded basement, or a fire, or you get home from a week away to a forced window and half your stuff gone. The thing is, you need to file an insurance claim. You do what you’re supposed to, but the insurer starts stalling, or comes back with a number that doesn’t even cover the drywall. Or just says a plain “no”. So, do you bring in a […]

May 25, 2026

by Nicholle Stacey in Uncategorized

When to Sue Your Insurance Company in BC: A Lawyer’s Honest Answer

Suing your own insurance company feels like the wrong kind of fight. It is the company you chose, the one you’ve been paying for years, the one that exists to catch you when things go wrong. And yet a lot of British Columbians end up exactly there: sitting with a denial letter, a stalled file, or an […]

March 23, 2026

by Pythe Navis in Uncategorized

How to Win a Denied Business Insurance Claim in BC, and Why Most Owners Never Do

Your business insurance in BC was supposed to protect you. You paid your premiums. You followed the rules. Then disaster hit, and you filed a claim expecting a fair process. Instead, you got a letter. Claim denied. If that is your situation right now, know this: a denial is not the end. It is a […]

February 2, 2026

by Pythe Navis in Uncategorized

Water Damage Insurance Claims: What’s Covered in BC (And What Isn’t)

Your basement is flooded. Water is everywhere. You’re standing in it, phone in hand, thinking: “At least I paid for insurance.” But here’s the hard truth. Not all water damage is created equal in the eyes of your insurer. In British Columbia, making a water damage insurance claim can get complicated fast. Some floods are covered, some aren’t, and the difference […]

October 29, 2025

by Pythe_21321 in Industry News

Announcing the Launch of the Canadian Public Adjusters Association (CPAA)

We are proud to announce the launch of the Canadian Public Adjusters Association (CPAA) (www.cpaa-adjusters.com) — a national not-for-profit organization dedicated to advancing consumer protection and strengthening public awareness in Canada’s property insurance sector. In recent years, Canadian homeowners and property owners have faced increasing challenges navigating the insurance claims process without proper guidance, advocacy […]

March 7, 2019

by Pythe_21321 in Uncategorized

The Importance of Setting Objectives

When fire strikes a home severely the result is financially devastating. Charred remains, melted and soaked building components and personal property, smoke residue ranging from being thick and greasy to light dust covering everything tell a story of hundreds of thousands of dollars worth of loss. The financial devastation is obvious to even the untrained […]

March 7, 2019

by Pythe_21321 in Uncategorized

Recoverability of Public Adjuster Fees

After a first party property loss, an insured sometimes retains a public adjuster to assist them in presenting their insurance claim and advocating their position to their insurer. In doing so, the public adjuster will often base their fee on a percentage of the insured’s gross settlement with their insurer. This has led to some […]

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